Category Archives: Economics – economy

Shop Till You Drop Dead of COVID? Here Is What the Pragmatic Prophet Says!

Image: “A Corner Shop in Boston, Massachusetts,” by Elvis Batiz, 15 June 2012 … in Wikimedia Commons … https://commons.wikimedia.org/wiki/File:Boston_corner_shop.jpg … CC BY 2.0

The ‘word from on high’ is: HVAC in retail stores across Los Angeles may be causing customers to catch COVID-19.

I urgently ask Mayor Garcetti and Governor Newsom to mandate that California retailers sanitize the air filters in their HVAC systems daily.

I urge that President Trump propose similar measures to managers of high-rise buildings nationwide, with emphasis on New York and New Jersey.

Written and published on 29 July 2020, by Alice B. Clagett, the Pragmatic Prophet

–reposted from Link: “Shop Till You Drop Dead of COVID? Here Is What the Pragmatic Prophet Says!” Written and published on 29 July 2020, by Alice B. Clagett, the Pragmatic Prophet … https://wp.me/p2Rkym-jjr ..

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Creative Commons Attribution-ShareAlike 4.0 International License

Except where otherwise noted, “Pragmatic Prophecy” by Alice B. Clagett …  https://pragmaticprophecy.com … is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) … https://creativecommons.org/licenses/by-sa/4.0/ ..

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community health, health, pandemic, COVID, COVID-19, HVAC, retail establishments, stores, restaurants, air filters, economics, economy, employment, United States, countries of Earth, California, Gavin Newsom, Eric Garcetti, President Trump, skyscrapers, high-rise buildings, New York, New Jersey, government, common good,

Water Your Garden with Bath Water? Here Is What the Pragmatic Prophet Says …

Image: “Man Carrying Two Buckets,” by TriviaKing at English Wikipedia, 22 June 2008, in Wikimedia Commons … https://commons.wikimedia.org/wiki/File:Man_carrying_two_buckets.JPG … CC BY-SA 3.0 Unported

Written and published on 24 July 2020 by Alice B. Clagett
Location: Los Angeles, California

Dear Ones,

Water prices are so high here in Los Angeles these days the wild surmise goes round that the LA Department of Water and Power has been purchased by the mob to grow marijuana in the sewage treatment facilities, and that we homeowners are footing the tab! What with the COVID lockdown, there are no bar tabs to be footed today. Wilder urban legends have gone the rounds, over the years. Who can say?

Until the truth be laid bare, water in LA is costing up to $600 a month for a person with a backyard lawn and a modest home in the ‘burbs. How are we to afford to water even a container vegetable garden when water prices are so high? Here is what I came up with; it is cost effective, offers a little daily exercise, and feels just right for sustainable living …

I thought if I could find a very good stopper for my bathtub, and tough, flat-bottom buckets such as are used to feed horses in horse stalls, then I could scoop up the water in the tub after a shower and use it to water the vegetable garden.

I needed a water-tight drain stopper for the bathtub, and that was hard to come by. I found that, because of the age of my house, the tub drain I needed was not a standard size sold in the local hardware stores. Online I found 3 sizes of drain stoppers, and none of them fit the bathtub drain.

Finally I found at Amazon … http://www.amazon.com … a multi size bathtub stopper (1-1/8 inch to 1-7/8 inch). The brand was Silyconyc, it came in a two pack, and I found it offered a firm seal at the largest size graduation. If you cannot readily get a snug drain stopper for your bathtub, then the multi size drain stopper may work for you as well.

The next thing was to find durable buckets that would conform to the flat bottom of the tub. That was a little easier, as feed stores and Amazon sell ‘flat back’ plastic feed buckets with strong metal handles. I picked two buckets, each with two-gallon capacity, as very large buckets full of water would be too much for me to carry.

It turned out the buckets I picked were perfect for the job. One side was flat, so that the bucket would lie flat when the handle was attached to the wall of a horse stall. That flat side, laid against the bottom of the tub, allowed me to scoop up almost all the water in the tub.

I placed the partly full buckets on an old towel next to the tub just before taking the water outside, so that water would not drip through the house. This has proven a no muss, no fuss way to water my container garden using shower water.

In addition, I keep a regular bucket in my kitchen sink for dishwashing and daily use that water to keep up those outdoor plants that are not able to survive with the amount of landscape water allowed Los Angeles homeowners by the LA Department of Water and Power.

Hope these tips help green the gardens of LA!

In love, light and joy,
I Am of the Stars

Link: Silyconyc Multi Size Bathtub Stopper (2 pack) … at Amazon.com … https://www.amazon.com/gp/product/B087ZQXVVX/ref=ppx_yo_dt_b_asin_title_o04_s00?ie=UTF8&psc=1 ..

Link: Little Giant Plastic Animal Feed Bucket (2 gallon) … at Amazon.com … https://www.amazon.com/LITTLE-GIANT-Flat-Back-Dura-Flex-Plastic/dp/B000HHLHPS/ref=sr_1_23?dchild=1&keywords=little+giant+feed+bucket&qid=1595617642&sr=8-23 ..

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–Alice Clagett

–reposted from Link: “Water Your Garden with Bath Water? Here Is What the Pragmatic Prophet Says …,” written and published on 24 July 2020 by Alice B. Clagett … https://wp.me/p2Rkym-jg3 ..

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Creative Commons Attribution-ShareAlike 4.0 International License

Except where otherwise noted, “Pragmatic Prophecy” by Alice B. Clagett …  https://pragmaticprophecy.com … is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) … https://creativecommons.org/licenses/by-sa/4.0/ ..

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sustainable living, survival, water conservation, gardening,

Side Trading of Stocks and Bonds: Broker-Client Conflict of Interest . by Alice B. Clagett

Written and published on 18 February 2020; updated on 12 June 2020
Previously titled: Question About Stock Brokerage Integrity and Hidden Client Risk

Image: “A Section of Midtown Manhattan in Daytime,” by user: AngMoKil, in Wikipedia … https://en.wikipedia.org/wiki/Architecture_of_New_York_City#/media/File:Pano_Manhattan2007_amk.jpg … CC BY-A 2.5

Image: “A Section of Midtown Manhattan in Daytime,” by user: AngMoKil, in Wikipedia … https://en.wikipedia.org/wiki/Architecture_of_New_York_City#/media/File:Pano_Manhattan2007_amk.jpg … CC BY-A 2.5

  • PUTTING SAVINGS IN BANKS
    • Potential Risks
  • INVESTING IN STOCKS AND BONDS THROUGH A STOCK BROKERAGE FIRM
    • Potential of Brokers Skimming Margin Cream
      • Question: Is This Type of Skimming Maybe Common Practice?
    • Possible Need to Liquidate a Client’s Holding without Their Knowledge: A Workaround Not in the Client’s Best Interests
      • The Temptation for Stock Brokers to Advocate High-Risk Instruments to Cover ‘Phantom’ Trades
    • My Question, and Why I Am Asking It

Dear Ones,

It seems possible to me there may be stock and bond brokerage conflict of interest with individual investors because of side trading by brokers. I say this because of experiences I had as an individual investor with a prestigious stock broker in years past. First some background regarding putting savings in banks, and then the question regarding side trading by brokers, and the ensuing conflict of interest …

PUTTING SAVINGS IN BANKS

If banks, say, take our savings into a savings account or CD, they are allowed to provide us a low rate of interest, and then they may invest that money in somewhat riskier ways, so as to earn our profit on the money we invest.

Potential Risks

The potential risk for the person who places his or her savings into a savings account or CD is the possibility of large-scale bank failures, as in the case of the Great Depression, when I recall my mom said people lined up on the streets trying to withdraw their savings from the banks, but were not able to because the banks failed.

These days, as I understand it, our bank savings are secured by the SEC or maybe FINRA, up to a certain per-person limit. That may mitigate the risk of large-scale bank failures … at least, up to a point.

INVESTING IN STOCKS AND BONDS THROUGH A STOCK BROKERAGE FIRM

Potential of Brokers Skimming Margin Cream

When we invest our savings in stocks and bonds, say, in a margin account, then it seems to me that the opportunity exists for the stock broker to benefit from our holdings in a way a little reminiscent of banks. For instance, might not the stock broker use our margin account to day trade equities or maybe bonds in hopes of skimming some cream off our account, with the client being none the wiser?

Question: Is This Type of Skimming Maybe Common Practice? Is that allowed, on Wall Street? Maybe it is common practice amongst stock brokerages, and I am not familiar with the practice?

This is the question I have: Do any of my readers know whether this skimming of margin cream is standard stock brokerage practice? If it is, then, I feel, there would be a potential broker-client conflict of interest …

Possible Need to Liquidate a Client’s Holding without Their Knowledge: A Workaround Not in the Client’s Best Interests

I know, from a year of day trading myself, that it is hard to beat the market through day trading. Sometimes, though, people get into the thrill of day trading, so much so that they do not want to look at the bottom line and find out for sure whether they bettered the market over the course of a year. Do you not feel this to be true?

I myself found, using the best software I could obtain, that after a great deal of work every morning, and plenty of thrills, I ended up with no profits (and no losses) at the end of a year.

The best of stock brokers intent on skimming margin cream would most likely know what I learned … that the chance exists that some of the client’s stocks would need to be liquidated because of a broker’s side traded margin deal gone south, unbeknownst to the client.

I remember in my mom’s time, stocks and bonds were actual pieces of paper that a brokerage handed to a client. Thus the client knew for sure what he or she owned; the stockholder or bondholder had the paper to prove it.

Today, however, investors often chose to leave their stock and bond certificates with their brokers. It is true, the investor can see on their monthly statement that they have such-and-such investments, numbered such and such. That, however, is the only proof they have that they have purchased and now own these stocks and bonds.

In a way, these stock brokerage statements are but figments; surely it might be possible, through sleight of hand, to sell some of the underlying instruments to pay off margin debt, without the client being wiser, the presumption being that similar instruments might be purchased, and their CUSIPs, for example, jimmied round, in the event the client wished to sell the (already sold) stock or bond, or to transfer the entire account to another brokerage.

In a sense, then, the stock and bond holdings of the modern-day brokerage client might be viewed as ‘phantom’ holdings. While possible, it seems to me such an approach to skimming margin cream might cause some last-minute sweat of the brow of the broker if the client were to decide to trade or transfer a ‘phantom’ stock or bond.

The Temptation for Stock Brokers to Advocate High-Risk Instruments to Cover ‘Phantom’ Trades. Here is a more difficult call from an ethical standpoint: The broker might wish to cover losses from ‘phantom’ margin trades by persuading the client to accept risky stocks and bonds that are likely to decrease in value. Then the risky instruments might be sold by the broker … while remaining as if held on the client’s statement … and the money from the sales used in ‘phantom’ day trading, with profit going to the broker, and phantom trading losses covered by the decreased cost of the broker’s purchase of the risky stocks as they go down in price.

What I am thinking is that the desire of stock and bond brokers to profit from ‘phantom’ trades might lead them to push very risky stocks onto a client, to cover the broker’s losses. In such instances, the financial interests of the broker would be opposed to the financial interests of his client, do you not think?

My Question, and Why I Am Asking It

I ask this because, in a stock and bond account I held a few years ago, I noticed that the annual statement of activity on the account apparently differed from the individual transactions listed online for the year. How could this be, I wondered? That is how with I came up with the above theory, and the above question.

I also recall being convinced by my then broker that purchase of Puerto Rico bonds was a low risk investment backed up by the buy recommendation of his prestigious stock brokerage. The bonds tanked in a spectacular manner.

What happened there, I wonder? Was it the broker who misrepresented the buy recommendation of the stock brokerage? Or could it have been that the stock brokerage itself was recommending risky stocks to individual investors, perhaps parlaying those recommendations against the inclinations of its savvy institutional investors to unload the Puerto Rico bonds. If either of these instances pertained, a conflict of interest between the broker or brokerage and the individual client would be evident.

The greater question is this: Could there be industry-wide abuse of a individual stock and bond client’s interests, as outlined above?

In love, light and joy,
I Am of the Stars

— from Link: “Side Trading of Stocks and Bonds: Broker-Client Conflict of Interest,” by Alice B. Clagett, Written and published on 18 February 2020; updated on 12 June 2020 … https://wp.me/p2Rkym-gvy ..

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Creative Commons License
Except where otherwise noted, this work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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finance, banks, banking, stock brokerages, stocks, bonds, economy, economics, disclosure,

Western States Pact . by Alice B. Clagett

Awakening with Planet Earth

Written and published on 2 June 2020

  • FORMATION OF THE WESTERN STATES PACT
  • POSSIBLE DECENTRALIZATION OF THE UNITED STATES INTO LOOSELY FEDERALLY RULED ECONOMIC REGIONS IN YEARS TO COME
    • Decentralization Stressors
      • COVID-19, AIDS, and Less Federal Revenues
      • The Price of Water and the Potential Need to Grow Crops
  • COVID-19 LOCKDOWNS VERSUS THE COMMON GOOD

Dear Ones,

FORMATION OF THE WESTERN STATES PACT

As you may know, a Western States Pact has been formed in response to the COVID-19 issue. To date, the states involved are Washington, Oregon, California, Colorado, and Nevada …

Link: “Colorado & Nevada Join California, Oregon & Washington in Western States Pact,” 27 April 2020 … https://www.gov.ca.gov/2020/04/27/colorado-nevada-join-california-oregon-washington-in-western-states-pact/ ..

This is a power block or united front asking for financial help from the federal government in response to the impact of COVID-19 on their states’ economies.

POSSIBLE DECENTRALIZATION OF THE UNITED STATES INTO LOOSELY FEDERALLY RULED ECONOMIC REGIONS…

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Los Angeles Residents – Get Work in Ventura County? . by Alice B. Clagett

Awakening with Planet Earth

Written and published on 30 May 2020

Dear Ones,

This post is for residents of Los Angeles who need to go back to work and have been prevented by the lock down order in Los Angeles. Surely Los Angeles cannot entirely prevent our young people and those of us who are cannot work from home from earning an honest wage.

I see that Ventura County has opened up more possibilities for employment; for instance, it is allowing restaurants to have dine-in service …

Link: “Ventura County gets state OK for more reopenings, including dine-in restaurant service,” 20 May 2020 …  https://abc7.com/reopening-california-ventura-county-reopens-restaurants/6200097/ ..

Why not get work in Ventura County until the Los Angeles lock down ends?

In love, light and joy,
I Am of the Stars

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Creative Commons License
Except where otherwise noted, this work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
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employment, Los Angeles, California…

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Coronavirus: Urgent Plea to U.S. Mayors and Governors to Establish Stores of Staples in Case of Shortage . by Alice B. Clagett

Awakening with Planet Earth

Written and published on 7 March 2020

Dear Ones,

I was in my local Walmart a few days ago and noticed they were short of staples such as rice and dry noodles, and out of bags of beans. I feel each family must buy what staples we can, as soon as we are able, given what is available in the stores. I feel we might wish to store up enough for 3-4 months for our family, in case stores run short of supplies.

Bottled water is also important to have on hand; second best would be water filters such as Brita or the like. I also suggest water disinfectant in whatever form can be purchased, in the unlikely case urban water supplies should be compromised.

I ask that United States mayors and governors purchase for their towns and states a supply of staples … grains such as wheat, corn, millet…

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The Relative Merits of Philanthropy vs Entitlement . by Alice B. Clagett *

Awakening with Planet Earth

Filmed on 27 May 2016; published on 3 June 2016

Dear Ones,

A talk on the relative merits of philanthropy versus entitlement. There is an edited Summary after the video …

VIDEO BY ALICE

SUMMARY OF THE VIDEO

Hello, Dear Ones, It’s Alice. I Am of the Stars.

I thought I would talk for a minute about philanthropy and entitlement. Probably this topic has been discussed by many before, but I will add my brief comments about it.

The way the government is set up today is somewhat socialistic, right? And the intention is that no one should fall through the cracks. Everyone should have medical care; everyone should have the bare minimum of supplemental income, in case they are disabled or unable to work; and everyone who is elderly should have social security income if they worked and were productive during their lives. And then there are food stamps…

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The Karma of Hacking . plus House Break-ins; Communications and Transportation and Crime . by Alice B. Clagett

Awakening with Planet Earth

Published on 29 July 2017; revised;see supplemental text in green font regarding house breakins and burglaries. Then I added more information in blue font.

  • THE KARMA OF HACKING
  • ON THE WILDING OF SECRET SERVICE CYBER SPYWARE
  • THE ‘ONCE REMOVED’ QUALITY OF HOUSE BREAK-INS AND BURGLARIES
  • COMMUNICATIONS / TRANSPORTATION AND CRIME: PHONE, INTERNET, AND POST OFFICE
    • Hacking Personal Computers through Phone Lines
    • Facebook Hacking and Cloning Rumor
    • Has the Drug Industry Gone Postal?
    • Private Helicopter Pads and Drug Transport
    • State Check Points on Interstate Freeways
    • Mass Media, Drugs, and Violence
  • TRACKING OF PERSONAL CARS AND PERSONAL TRAVELS
    • Personal Automobile Location Backdoor?
    • Smartphone, Cell Phone, and Facebook Location Software
    • The New Clairs and Clearing of Criminal Tendencies from the Astral Body
      • Personal Location Backdoor Software Claims
      • Spy Camera Claims and Their Easy Resolution
  • ON EVALUATING AND ACTING ON ASTRAL STORIES

Dear Ones,

THE KARMA OF HACKING

Times are tough, and many…

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Subsistence Living: Water, Housing, and Sanitation . by Alice B. Clagett *

Awakening with Planet Earth

Published on 25 January 2015; revised

  • SUBSISTENCE LIVING
  • WATER LIFTS
  • SOLAR STILLS
  • HOUSING
  • SANITATION
  • DO-IT-YOURSELF BUILDING AND PROJECT PLANS
  • PRIMITIVE TECHNOLOGY

Dear Ones,

Here is information on subsistence living that I found intriguing. For myself, I’ve printed what looked important out.

SUBSISTENCE LIVING

Link: “Subsistence Economy,” in Wikipedia … https://en.wikipedia.org/wiki/Subsistence_economy ..

Link: “Grit: Rural American Know-How” … http://www.grit.com/ ..

Link: “Mother Earth News” … https://www.motherearthnews.com ..

Link: “The Old Farmer’s Almanac” … http://www.almanac.com/ ..

WATER LIFTS

Link: “Archimedes Screw,” in Wikipedia … https://en.wikipedia.org/wiki/Archimedes%27_screw ..

Link: “Egypt’s Nile Valley Basin Irrigation,” by Sandra Postel … http://www.waterhistory.org/histories/nile/t1.html ..

Link: “Noria,” a water lift, in Wikipedia … https://en.wikipedia.org/wiki/Noria ..

Video: “Wooden Water Wheel in Europe,” [Noria], by epSOS.de, 24 April 2015 … https://www.youtube.com/watch?v=3VxMgfRcgp8 … Notice the shape of the buckets, which may be important to the function. 

Link: “Sakia Water Pump,” in Wikipedia … https://en.wikipedia.org/wiki/Sakia ..

Link: “Shadoof,” a counterpoise lift, in Wikipedia …

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Pioneer Skills: Planning for Tough Times Ahead . by Alice B. Clagett *

Awakening with Planet Earth

Published on 19 September 2017 at 7:30 pm PDT; revised

  • ALICE’S SHORT, COST-EFFECTIVE LIST OF EMERGENCY SUPPLIES
    • Fats
    • Complex Carbohydrates
    • Protein
    • Greens
    • Water
    • How to Purify Water Before Drinking It Or Using It for Cooking
    • Beverages
    • Desserts
    • Spices
    • Fire Starting
    • Body Heat
    • Cooking Heat
    • Sanitation
  • MORE THINGS TO CONSIDER
    • Planning Together as a Family for a Natural Disaster
    • Neighborhood Watch for Crime Prevention
    • First Aid
      • Western Medicine First Aid Book
      • Alternative Medicine Books
      • Pregnancy and Childbirth
        • Herb for Abortion and to Induce Labor
        • Childbirth: Optimum Fetal Positioning
        • Delayed Umbilical Cord Cutting
      • First Aid Kit
      • Wild Herb to Staunch Wound Bleeding
    • Tools
    • Weapons
    • Twine, Rope, Duct Tape, Trash Bags, and Tarps
    • Spare Lumber, Nails, and Screws
    • Getting Viable Seed for a Vegetable Garden
    • Canning Supplies and Solar Food Dehydrators
    • Cheesecloth, Muslin Cloth, Clothes Fabric, and Coat Fabric
    • Treadle Sewing Machine
    • Cloth Loom and Spinning Wheel
  • FISHING
    • Fishing Rod, Fish Catching Net, and…

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