Category Archives: Social issues – human affairs – social planning

The Pragmatic Prophet: Google Apocalypse?

Written and published on 25 September 2020 by Alice B. Clagett

Dear Ones,

THE PRAGMATIC PROPHET SAYS: Could be the East Coast internet will become separate from that of the West Coast, if United States federal government decentralization continues as I predict. It might be good to get financial records offline and onto a flash drive or onto CDs, in case the national versions of Google and HR Block online should begin to fail.

As well, I figure if I plan my day around non-internet activities, then Google outages may not be too important to me.

Link: “Google Services Go Down in Some Parts of the U.S.,” by Daisuke Wakabayashi and Michael Levenson, 24 September 2020 … in the New York Times … https://www.nytimes.com/2020/09/24/technology/google-service ..

–from Link: “The Pragmatic Prophet: Google Apocalypse?” by Alice B. Clagett, written and published on 25 September 2020 … https://wp.me/p2Rkym-kch ..

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Creative Commons Attribution-ShareAlike 4.0 International License

Except where otherwise noted, “Pragmatic Prophecy” by Alice B. Clagett …  https://pragmaticprophecy.com … is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) … https://creativecommons.org/licenses/by-sa/4.0/ ..

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Google, telecommunications, communications, internet, government, United States, finance, social unrest, decentralization,

 

Shop Till You Drop Dead of COVID? Here Is What the Pragmatic Prophet Says!

Image: “A Corner Shop in Boston, Massachusetts,” by Elvis Batiz, 15 June 2012 … in Wikimedia Commons … https://commons.wikimedia.org/wiki/File:Boston_corner_shop.jpg … CC BY 2.0

The ‘word from on high’ is: HVAC in retail stores across Los Angeles may be causing customers to catch COVID-19.

I urgently ask Mayor Garcetti and Governor Newsom to mandate that California retailers sanitize the air filters in their HVAC systems daily.

I urge that President Trump propose similar measures to managers of high-rise buildings nationwide, with emphasis on New York and New Jersey.

Written and published on 29 July 2020, by Alice B. Clagett, the Pragmatic Prophet

–reposted from Link: “Shop Till You Drop Dead of COVID? Here Is What the Pragmatic Prophet Says!” Written and published on 29 July 2020, by Alice B. Clagett, the Pragmatic Prophet … https://wp.me/p2Rkym-jjr ..

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Creative Commons Attribution-ShareAlike 4.0 International License

Except where otherwise noted, “Pragmatic Prophecy” by Alice B. Clagett …  https://pragmaticprophecy.com … is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) … https://creativecommons.org/licenses/by-sa/4.0/ ..

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community health, health, pandemic, COVID, COVID-19, HVAC, retail establishments, stores, restaurants, air filters, economics, economy, employment, United States, countries of Earth, California, Gavin Newsom, Eric Garcetti, President Trump, skyscrapers, high-rise buildings, New York, New Jersey, government, common good,

Water Your Garden with Bath Water? Here Is What the Pragmatic Prophet Says …

Image: “Man Carrying Two Buckets,” by TriviaKing at English Wikipedia, 22 June 2008, in Wikimedia Commons … https://commons.wikimedia.org/wiki/File:Man_carrying_two_buckets.JPG … CC BY-SA 3.0 Unported

Written and published on 24 July 2020 by Alice B. Clagett
Location: Los Angeles, California

Dear Ones,

Water prices are so high here in Los Angeles these days the wild surmise goes round that the LA Department of Water and Power has been purchased by the mob to grow marijuana in the sewage treatment facilities, and that we homeowners are footing the tab! What with the COVID lockdown, there are no bar tabs to be footed today. Wilder urban legends have gone the rounds, over the years. Who can say?

Until the truth be laid bare, water in LA is costing up to $600 a month for a person with a backyard lawn and a modest home in the ‘burbs. How are we to afford to water even a container vegetable garden when water prices are so high? Here is what I came up with; it is cost effective, offers a little daily exercise, and feels just right for sustainable living …

I thought if I could find a very good stopper for my bathtub, and tough, flat-bottom buckets such as are used to feed horses in horse stalls, then I could scoop up the water in the tub after a shower and use it to water the vegetable garden.

I needed a water-tight drain stopper for the bathtub, and that was hard to come by. I found that, because of the age of my house, the tub drain I needed was not a standard size sold in the local hardware stores. Online I found 3 sizes of drain stoppers, and none of them fit the bathtub drain.

Finally I found at Amazon … http://www.amazon.com … a multi size bathtub stopper (1-1/8 inch to 1-7/8 inch). The brand was Silyconyc, it came in a two pack, and I found it offered a firm seal at the largest size graduation. If you cannot readily get a snug drain stopper for your bathtub, then the multi size drain stopper may work for you as well.

The next thing was to find durable buckets that would conform to the flat bottom of the tub. That was a little easier, as feed stores and Amazon sell ‘flat back’ plastic feed buckets with strong metal handles. I picked two buckets, each with two-gallon capacity, as very large buckets full of water would be too much for me to carry.

It turned out the buckets I picked were perfect for the job. One side was flat, so that the bucket would lie flat when the handle was attached to the wall of a horse stall. That flat side, laid against the bottom of the tub, allowed me to scoop up almost all the water in the tub.

I placed the partly full buckets on an old towel next to the tub just before taking the water outside, so that water would not drip through the house. This has proven a no muss, no fuss way to water my container garden using shower water.

In addition, I keep a regular bucket in my kitchen sink for dishwashing and daily use that water to keep up those outdoor plants that are not able to survive with the amount of landscape water allowed Los Angeles homeowners by the LA Department of Water and Power.

Hope these tips help green the gardens of LA!

In love, light and joy,
I Am of the Stars

Link: Silyconyc Multi Size Bathtub Stopper (2 pack) … at Amazon.com … https://www.amazon.com/gp/product/B087ZQXVVX/ref=ppx_yo_dt_b_asin_title_o04_s00?ie=UTF8&psc=1 ..

Link: Little Giant Plastic Animal Feed Bucket (2 gallon) … at Amazon.com … https://www.amazon.com/LITTLE-GIANT-Flat-Back-Dura-Flex-Plastic/dp/B000HHLHPS/ref=sr_1_23?dchild=1&keywords=little+giant+feed+bucket&qid=1595617642&sr=8-23 ..

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–Alice Clagett

–reposted from Link: “Water Your Garden with Bath Water? Here Is What the Pragmatic Prophet Says …,” written and published on 24 July 2020 by Alice B. Clagett … https://wp.me/p2Rkym-jg3 ..

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Creative Commons Attribution-ShareAlike 4.0 International License

Except where otherwise noted, “Pragmatic Prophecy” by Alice B. Clagett …  https://pragmaticprophecy.com … is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) … https://creativecommons.org/licenses/by-sa/4.0/ ..

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sustainable living, survival, water conservation, gardening,

COVID-19 and the USA: Is the Death Count Higher or Lower Than Expected?

Written and published on 8 July 2020 by Alice B. Clagett

Image: “Scared Girl,” by Victor Bezrukov, 27 January 2007, in Wikimedia Commons … https://commons.wikimedia.org/wiki/File:Scared_Girl.jpg … CC BY 2.0

Image: “Scared Girl,” by Victor Bezrukov, 27 January 2007, in Wikimedia Commons … https://commons.wikimedia.org/wiki/File:Scared_Girl.jpg … CC BY 2.0

Dear Ones,

Given the press on the state of COVID-19 in California since the Fourth of July, I checked whether the greater picture for the pandemic in California, and in the United States overall, is grim or reasonable. Here is what I found out …

There is a question whether deaths due to COVID-19 are being misclassified on the high side in the United States currently, similar to the issue they were being misclassified on the low side in March 2020, at the beginning of the pandemic. The Centers for Disease Control and Prevention (CDC) are aware of this issue, but cannot yet quantitate it, as there are state-by-state issues regarding standardization of statistical reporting.

Thus it seems reasonable to look at overall deaths in the United States overall, since the beginning of the pandemic in February 2020, and also state-by-state. That way we can ascertain whether overall deaths (including COVID-19, flu, pneumonia, and every other cause of death) are higher or lower than expected.

I turned to the CDC for the data. They say deaths in the United States, from whatever causes, are 4 percent greater than expected deaths for the period from 1 February to 4 July 2020. Ball-parking that, we might reasonably assume deaths from COVID-19 to have contributed most of that excess. That is the approach to the data taken as a given by the press and by all levels of  government in the United States, from city government, to state government, to government at the national level.

On the other hand, it could be that there is a range of numbers within which expected deaths are tallied, Taking that range into account, it is possible, from a multiple year perspective, that COVID-19 may not have contributed at all to this year’s excess deaths. It could be we are on the far end of the expectable range of deaths in 2020, and in the coming years there will be less deaths than expectable. In other words, excess expectable deaths this year might not be due to COVID-19 at all. That is the contrarian approach to the data.

From the stance of personal health and safety, it might be good to know which states have the highest numbers of deaths greater than expected since February of this year. We could take a look at deaths due to COVID or whatever other causes; that would be a figure beyond debate.

I see from the below chart that some states have had a notably higher percent of expected deaths than the United States in general, during the course of the COVID-19 pandemic. These are Arizona (108%), Colorado (109%), District of Columbia (115%), Illinois (115%), Louisiana (107%), Maryland (116%), Massachusetts (123%), Michigan (112%), Minnesota (105%),  New Jersey (142%), New York (124%), New York City (203%), and Rhode Island (106%).

From this list the standouts in terms of having deaths greater than expected, from highest to lowest, are New York City (203%), New Jersey (142%), New York (124%), Massachusetts (123%), Maryland (116%), District of Columbia (115%), Illinois (115%), and Michigan (112%).

This table has the data in it …

Image: “United States Deaths from 2/1/2020 to 7/4/2020 as Percent of Expected Deaths, State by State,” from Link: “Daily Updates of Totals by Week and State: Provisional Death Counts for Coronavirus Disease 2019 (COVID-19), by Centers for Disease Control and Prevention (CDC) … https://www.cdc.gov/nchs/nvss/vsrr/covid19/index.htm … See: Table 2. Deaths Involving Coronavirus disease 2019 (COVID-19), Pneumonia, and Influenza Reported to NCHS by Jurisdiction of Occurrence, United States, Week Ending 2/1/2020 to 7/4/2020 … public domain.

Image: “United States Deaths from 2/1/2020 to 7/4/2020 as Percent of Expected Deaths, State by State,” from Link: “Daily Updates of Totals by Week and State: Provisional Death Counts for Coronavirus Disease 2019 (COVID-19), by Centers for Disease Control and Prevention (CDC) … https://www.cdc.gov/nchs/nvss/vsrr/covid19/index.htm … See: Table 2. Deaths Involving Coronavirus disease 2019 (COVID-19), Pneumonia, and Influenza Reported to NCHS by Jurisdiction of Occurrence, United States, Week Ending 2/1/2020 to 7/4/2020 … public domain.

In case the chart is too small to read, the data can be found here …

Link: “Daily Updates of Totals by Week and State: Provisional Death Counts for Coronavirus Disease 2019 (COVID-19), by Centers for Disease Control and Prevention (CDC) … https://www.cdc.gov/nchs/nvss/vsrr/covid19/index.htm … See: Table 2. Deaths Involving Coronavirus disease 2019 (COVID-19), Pneumonia, and Influenza Reported to NCHS by Jurisdiction of Occurrence, United States, Week Ending 2/1/2020 to 7/4/2020

–Alice Clagett

–reposted from Link: “COVID-19 and the USA: Is the Death Count Higher or Lower Than Expected?” . by Alice B. Clagett, written and published on 8 July 2020 … https://wp.me/p2Rkym-j5B ..

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Except where otherwise noted, “Pragmatic Prophecy” by Alice B. Clagett …  https://pragmaticprophecy.com … is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) … https://creativecommons.org/licenses/by-sa/4.0/ ..

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COVID-19, coronavirus, community health, health, United States, California, government, politics, common good,

Side Trading of Stocks and Bonds: Broker-Client Conflict of Interest . by Alice B. Clagett

Written and published on 18 February 2020; updated on 12 June 2020
Previously titled: Question About Stock Brokerage Integrity and Hidden Client Risk

Image: “A Section of Midtown Manhattan in Daytime,” by user: AngMoKil, in Wikipedia … https://en.wikipedia.org/wiki/Architecture_of_New_York_City#/media/File:Pano_Manhattan2007_amk.jpg … CC BY-A 2.5

Image: “A Section of Midtown Manhattan in Daytime,” by user: AngMoKil, in Wikipedia … https://en.wikipedia.org/wiki/Architecture_of_New_York_City#/media/File:Pano_Manhattan2007_amk.jpg … CC BY-A 2.5

  • PUTTING SAVINGS IN BANKS
    • Potential Risks
  • INVESTING IN STOCKS AND BONDS THROUGH A STOCK BROKERAGE FIRM
    • Potential of Brokers Skimming Margin Cream
      • Question: Is This Type of Skimming Maybe Common Practice?
    • Possible Need to Liquidate a Client’s Holding without Their Knowledge: A Workaround Not in the Client’s Best Interests
      • The Temptation for Stock Brokers to Advocate High-Risk Instruments to Cover ‘Phantom’ Trades
    • My Question, and Why I Am Asking It

Dear Ones,

It seems possible to me there may be stock and bond brokerage conflict of interest with individual investors because of side trading by brokers. I say this because of experiences I had as an individual investor with a prestigious stock broker in years past. First some background regarding putting savings in banks, and then the question regarding side trading by brokers, and the ensuing conflict of interest …

PUTTING SAVINGS IN BANKS

If banks, say, take our savings into a savings account or CD, they are allowed to provide us a low rate of interest, and then they may invest that money in somewhat riskier ways, so as to earn our profit on the money we invest.

Potential Risks

The potential risk for the person who places his or her savings into a savings account or CD is the possibility of large-scale bank failures, as in the case of the Great Depression, when I recall my mom said people lined up on the streets trying to withdraw their savings from the banks, but were not able to because the banks failed.

These days, as I understand it, our bank savings are secured by the SEC or maybe FINRA, up to a certain per-person limit. That may mitigate the risk of large-scale bank failures … at least, up to a point.

INVESTING IN STOCKS AND BONDS THROUGH A STOCK BROKERAGE FIRM

Potential of Brokers Skimming Margin Cream

When we invest our savings in stocks and bonds, say, in a margin account, then it seems to me that the opportunity exists for the stock broker to benefit from our holdings in a way a little reminiscent of banks. For instance, might not the stock broker use our margin account to day trade equities or maybe bonds in hopes of skimming some cream off our account, with the client being none the wiser?

Question: Is This Type of Skimming Maybe Common Practice? Is that allowed, on Wall Street? Maybe it is common practice amongst stock brokerages, and I am not familiar with the practice?

This is the question I have: Do any of my readers know whether this skimming of margin cream is standard stock brokerage practice? If it is, then, I feel, there would be a potential broker-client conflict of interest …

Possible Need to Liquidate a Client’s Holding without Their Knowledge: A Workaround Not in the Client’s Best Interests

I know, from a year of day trading myself, that it is hard to beat the market through day trading. Sometimes, though, people get into the thrill of day trading, so much so that they do not want to look at the bottom line and find out for sure whether they bettered the market over the course of a year. Do you not feel this to be true?

I myself found, using the best software I could obtain, that after a great deal of work every morning, and plenty of thrills, I ended up with no profits (and no losses) at the end of a year.

The best of stock brokers intent on skimming margin cream would most likely know what I learned … that the chance exists that some of the client’s stocks would need to be liquidated because of a broker’s side traded margin deal gone south, unbeknownst to the client.

I remember in my mom’s time, stocks and bonds were actual pieces of paper that a brokerage handed to a client. Thus the client knew for sure what he or she owned; the stockholder or bondholder had the paper to prove it.

Today, however, investors often chose to leave their stock and bond certificates with their brokers. It is true, the investor can see on their monthly statement that they have such-and-such investments, numbered such and such. That, however, is the only proof they have that they have purchased and now own these stocks and bonds.

In a way, these stock brokerage statements are but figments; surely it might be possible, through sleight of hand, to sell some of the underlying instruments to pay off margin debt, without the client being wiser, the presumption being that similar instruments might be purchased, and their CUSIPs, for example, jimmied round, in the event the client wished to sell the (already sold) stock or bond, or to transfer the entire account to another brokerage.

In a sense, then, the stock and bond holdings of the modern-day brokerage client might be viewed as ‘phantom’ holdings. While possible, it seems to me such an approach to skimming margin cream might cause some last-minute sweat of the brow of the broker if the client were to decide to trade or transfer a ‘phantom’ stock or bond.

The Temptation for Stock Brokers to Advocate High-Risk Instruments to Cover ‘Phantom’ Trades. Here is a more difficult call from an ethical standpoint: The broker might wish to cover losses from ‘phantom’ margin trades by persuading the client to accept risky stocks and bonds that are likely to decrease in value. Then the risky instruments might be sold by the broker … while remaining as if held on the client’s statement … and the money from the sales used in ‘phantom’ day trading, with profit going to the broker, and phantom trading losses covered by the decreased cost of the broker’s purchase of the risky stocks as they go down in price.

What I am thinking is that the desire of stock and bond brokers to profit from ‘phantom’ trades might lead them to push very risky stocks onto a client, to cover the broker’s losses. In such instances, the financial interests of the broker would be opposed to the financial interests of his client, do you not think?

My Question, and Why I Am Asking It

I ask this because, in a stock and bond account I held a few years ago, I noticed that the annual statement of activity on the account apparently differed from the individual transactions listed online for the year. How could this be, I wondered? That is how with I came up with the above theory, and the above question.

I also recall being convinced by my then broker that purchase of Puerto Rico bonds was a low risk investment backed up by the buy recommendation of his prestigious stock brokerage. The bonds tanked in a spectacular manner.

What happened there, I wonder? Was it the broker who misrepresented the buy recommendation of the stock brokerage? Or could it have been that the stock brokerage itself was recommending risky stocks to individual investors, perhaps parlaying those recommendations against the inclinations of its savvy institutional investors to unload the Puerto Rico bonds. If either of these instances pertained, a conflict of interest between the broker or brokerage and the individual client would be evident.

The greater question is this: Could there be industry-wide abuse of a individual stock and bond client’s interests, as outlined above?

In love, light and joy,
I Am of the Stars

— from Link: “Side Trading of Stocks and Bonds: Broker-Client Conflict of Interest,” by Alice B. Clagett, Written and published on 18 February 2020; updated on 12 June 2020 … https://wp.me/p2Rkym-gvy ..

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Except where otherwise noted, this work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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finance, banks, banking, stock brokerages, stocks, bonds, economy, economics, disclosure,

Community Alert: Could Wearing Face Masks Be Partly to Blame for the Rioting and Looting? . by Alice B. Clagett

Awakening with Planet Earth

Written and published on 3 June 2020

Dear Ones,

Just now I was reading the Mayo Clinic explanation about wearing face masks in public, and I have a few notions about it. I read between the lines that the cloth masks do not prevent us from breathing germs when we inhale in public, I guess because the cloth fabric is porous.

Nobody has mentioned the psychological effect of wearing masks. People get cues about the good intentions of other people by observing their facial expressions, I feel. When I go to the store and see masked people all around I get an unfriendly feeling because of the masks.

It feels to me like health officials mandate face masks as a way of saying the virus is ‘under control’. The masks are like the ‘magic whistle’ to allay our health concerns. But instead of helping, the face mask regulation is causing…

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Western States Pact . by Alice B. Clagett

Awakening with Planet Earth

Written and published on 2 June 2020

  • FORMATION OF THE WESTERN STATES PACT
  • POSSIBLE DECENTRALIZATION OF THE UNITED STATES INTO LOOSELY FEDERALLY RULED ECONOMIC REGIONS IN YEARS TO COME
    • Decentralization Stressors
      • COVID-19, AIDS, and Less Federal Revenues
      • The Price of Water and the Potential Need to Grow Crops
  • COVID-19 LOCKDOWNS VERSUS THE COMMON GOOD

Dear Ones,

FORMATION OF THE WESTERN STATES PACT

As you may know, a Western States Pact has been formed in response to the COVID-19 issue. To date, the states involved are Washington, Oregon, California, Colorado, and Nevada …

Link: “Colorado & Nevada Join California, Oregon & Washington in Western States Pact,” 27 April 2020 … https://www.gov.ca.gov/2020/04/27/colorado-nevada-join-california-oregon-washington-in-western-states-pact/ ..

This is a power block or united front asking for financial help from the federal government in response to the impact of COVID-19 on their states’ economies.

POSSIBLE DECENTRALIZATION OF THE UNITED STATES INTO LOOSELY FEDERALLY RULED ECONOMIC REGIONS…

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Los Angeles Residents – Get Work in Ventura County? . by Alice B. Clagett

Awakening with Planet Earth

Written and published on 30 May 2020

Dear Ones,

This post is for residents of Los Angeles who need to go back to work and have been prevented by the lock down order in Los Angeles. Surely Los Angeles cannot entirely prevent our young people and those of us who are cannot work from home from earning an honest wage.

I see that Ventura County has opened up more possibilities for employment; for instance, it is allowing restaurants to have dine-in service …

Link: “Ventura County gets state OK for more reopenings, including dine-in restaurant service,” 20 May 2020 …  https://abc7.com/reopening-california-ventura-county-reopens-restaurants/6200097/ ..

Why not get work in Ventura County until the Los Angeles lock down ends?

In love, light and joy,
I Am of the Stars

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Except where otherwise noted, this work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
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employment, Los Angeles, California…

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United States Mafia Organizational Chart and Operating Procedures . by Alice B. Clagett

Awakening with Planet Earth

Imaged and published on 22 March 2020; disappeared from website by 29 March 2020 … Maybe it was black magic! … reposted on 29 March 2020
Previously titled: United States Crime Family Structure

  • HOW THE UNITED STATES MAFIA IS ORGANIZED
    • United States Mafia Organizational Chart
    • Lowest Rung of the Mafia Organizational Chart: The Lambs
  • OPERATING PROCEDURES OF THE UNITED STATES MAFIA
    • The Boss
    • The Caporegimes (‘Capos’)
    • Killing and Non-Killing Members of the Mafia
    • Levels of Complicity of Mafia Members
    • Induction into the Mafia
    • The Mafia and the Act of Murder
    • Rule of Non-Fraternization with Lambs and Associates Boosts the Morale of Soldiers Against the Inevitable Act of Murder
    • How Lambs and Associates Look to Soldiers
    • Sacrificial Victims: Order of Sacrifice
    • Rules of Killing
    • Inner Circle Techniques: Black Magic, Blood Sacrifice, Torture
    • Earmarks of Mafia Membership: Extreme Fear . Unwavering Loyalty
  • PATHOLOGICAL SEXUAL PATTERNS IN THE UNITED STATES MAFIA
    • Consolidation of…

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Coronavirus: Urgent Plea to U.S. Mayors and Governors to Establish Stores of Staples in Case of Shortage . by Alice B. Clagett

Awakening with Planet Earth

Written and published on 7 March 2020

Dear Ones,

I was in my local Walmart a few days ago and noticed they were short of staples such as rice and dry noodles, and out of bags of beans. I feel each family must buy what staples we can, as soon as we are able, given what is available in the stores. I feel we might wish to store up enough for 3-4 months for our family, in case stores run short of supplies.

Bottled water is also important to have on hand; second best would be water filters such as Brita or the like. I also suggest water disinfectant in whatever form can be purchased, in the unlikely case urban water supplies should be compromised.

I ask that United States mayors and governors purchase for their towns and states a supply of staples … grains such as wheat, corn, millet…

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